How come i got turn down of credit from secured credit card? from bank of america?

i try to deposit $1600.00 to get a secured credit card. i dont know why i got turn down. and i have no credit, which company is better going with. i try citibank and they gave me a secured credit card.How come i got turn down of credit from secured credit card? from bank of america?
i Suggest you look at Wells fargo Secured Credit cards







they will even approve even with NO credit



I got my first credit card from them and it was a unsecured card with 900$ limit



they have lower fees then Citi bank anyhow





only 18$ per yearHow come i got turn down of credit from secured credit card? from bank of america?
Bank grants credit based on its solo discretion. They don't need to tell you the reason. Why do you want another secured credit card since you already have one from Citibank. To build your credit score, you need to get a department store such as Sears, etc, using your CitiBank secured credit card as a reference. This department store card can help you establish credit history. Secured credit card tie up your cash, therefore, I suggest that you use debit card for your purchases. For example, if you have 1,200 in the bank, and you have a 1,000 secured credit card form that account. If your need 500 to fix your car, and your mechanic does not accept credit card. With secured credit card, you can only get 200 from the bank account and have to get the rest of 300 from somewhere else. However, if you don't have secured credit card on the account, all 1,200 is available for you to use at any time.