Monday, December 12, 2011

How do I get a student credit card with no credit?

Everybody told me I'd get accepted for American Express Blue for Students because they LOVE to give cards to ANYONE, but I was rejected. I have no credit. What are some other student cards that might accept me? If I get rejected for one card, does that mean the rest will reject me too?How do I get a student credit card with no credit?
You can find a complete list of 'student' credit cards here:

It's possible that you could get denied again. But to be honest, American Express has the strictest approval guidelines of all major credit card issuers. So it doesn't surprise me that you were denied. You might try Chase. They have very high approval rates.

Hope this helps. GOOD LUCK!How do I get a student credit card with no credit?
You can try chase, citibank, and capital one. When I was a student and didn't have any credit history capital one gave me a card.

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go to your bank and apply and let them know your a student
Go to your local bank, there are too many scams out there for you to know what is what.

Visa and Mastercard have less strict rules then American Express. Your bank will help you get a student card and you won't need to worry about anyone messing with your credit identity, which is a huge problem right now.
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if you have a checking account, i would see if you can get a special connections credit card from your bank. this is a GREAT way to start building your credit (almost all banks have a credit card)

How do I go about buying a car with no credit without having a large down payment?

See I dont have anything on my credit but they treat me like I have the worst credit this side of the Mississippi. This is actually my first car and everywhere I go its either I get denied or they want a downpayment of $4000 or better. I just want a good reliable used car $11,999 or under. Im just getting tired of being turned down and then them telling me its better to have no credit than bad credit. How is that when my roommate has really really really bad credit but gets approved faster than I can.How do I go about buying a car with no credit without having a large down payment?
go to orchard and apply for a credit card. this type of master card is made for people who have zero credit or very poor credit. there is a $20 processing fee and they charge you $8.00 per month but it is worth it to get started. use this card for a few months always paying off more than the minimum balance then go to a bank and get a regular credit card and close the orchard bank card. also, you can go to the bank and get a loan of about $500. they put this $500 in an account and pull your payments out of the account and this will build you credit. also, instead of applying for credit at the dealership apply for a car loan at a bank. they are more willing to work with you.How do I go about buying a car with no credit without having a large down payment?
do you have a job. Most car co are looking for buyers these days. Also, you can try to get a loan from a credit union (you can join one, and then apply for a loan). You can also try going to capital one website and applying for a car loan. They will ask how much, and send you a check for that amount (I did this before). Also, try You should receive some e-mails back from several banks and you pick which loan you want (I did this too).
I am a salesman and I have 3 different banks who work with just your situation......1st time buyers programs help our dealership sell 20+ cars extra a month I could get you done with $0 to no more than $1000 down to help establish your credit.......leasing is also an option with $1000 down if you truely have 0 credit.....if intrested let me know my name is Bryan Brooks and I work at Greenbrier Dodge in Chesapeake,VA if you dodnt live in the area I can still have the car dropped off at your front door within a couple days you can call me at 1(757)420-2800........looking foward to hearing from you!!!!
Well if you aren't hurting for a car- start building your credit- get one credit card, buy some stuff you would normally pay for yourself with your money, then when the bill comes pay off the whole thing, this will increase your limit, keep doing this and your limit will increase- after a few thousand dollar limit go back to get a car.
I know this sounds incredibly strange, but people with no credit have worse credit then those with terrible credit. I don't understand it either! One way to get around this is to get someone you know to cosign for you. I just had to do that. My mother was nice enough to. Hope you can find some one to help!
You need to buy anything at all with them you are reliable and on time with payments and people will be contacting you endlessly to try and give you credit. Other than that, you can contact the mafia or something.
You'll probably end up with a high monthly payment w/out a good downpayment.

start building your credit slowly, with a small credit card for home depot for example.

and btw, no credit hinders your life worse than bad credit.
Bad credit is better than no credit at all unfortunately. Here in VA we have a few places where they take your job as credit, but I think you still need a pretty hefty down payment. Good luck dear!
You need a co-signer. Ask a parent, aunt, uncle, brother, sister, friend, whatever.
try getting someone you know to co-sign for you. sometimes this can help. other than that, i got nothin'.
Turn the table on the situation for a second, buddy. Some dude walks up to you that you don't know from Adam and asks you to borrow $12,000. He has absolutely NO history of ever borrowing money before. Honestly kid, would you consider loaning YOUR money to him? Of course not. The world is tough, tiger. Get used to it.

How can i get an appartment with no credit and no cosigner.?

I currently live at home, but my father lost his job and he cant afford me living there anymore. I have found an apartment that i love but I do not have any credit and he refuses to cosign. I dont know anyone else who can cosign, and i NEED to move out soon or i will have no place to live. I am the manager of a restaurant, (not a fast food place, an actual restaurant) and i will have no problem making payments on the appartment, i just need to find a way to get one with no credit or cosigner. Will someone please help me figure out a way to procure an appartment asap? Thanks. P.S. I have NO credit, NOT bad credit, none whatsoever.How can i get an appartment with no credit and no cosigner.?
Try working something out with the landlord. Explain to him your situation and see if he'll work with you. Be honest, don't hide anything. Tell him money is not an issue as you hae a steady job so rent will be paid. Show him your pay stubs. Maybe a month or two of rent in addition to the security deposit will be something that he'd be willing to accept. In the meantime, try to get a start on establishing some credit, it's never too late and you need it for situations like this! Good luck!How can i get an appartment with no credit and no cosigner.?
You need a landlord who will be willing to take a chance on someone with no track history when it comes to paying rent or bills. Most likely a corporate apartment building may want 3 to 6 mos rent up front or a larger deposit. A private landlord may work with you given the circumstances. Only way to find out is to ask.
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  • How do I report someone for credit card fraud?

    I know someone (yes, I know for sure) and their mother are using their grandmother and handicapped sister's credit to get credit cards. These two people have spent over $10,000 in the last two weeks with these credit cards. I dont have any way of telling the victims of what is being done to them nor do I know what company the credit cards were received from. How do I and who do I report these people to? I cant stand to watch them take advantage of an elderly lady and a handicapped lady. I dont think that the police would do anything about it if I called them since its just word of mouth and no proof.How do I report someone for credit card fraud?
    I think you should start with the police. They will tell you if they need more than your word to investigate this, or if they can act on that information alone.

    If no satisfaction there, check with your county's district attorney's office to see if they have a unit that handles this. Lastly, most states now have special state agencies set up to investigate and prosecute elder abuse cases. Your state attorney general's office should be able to refer you.

    If they really are doing this, please do something if you can.

    What is the quickest way to build my Credit Score?

    I have No Credit History or Credit Score what so ever !! as i am starting my life here in the USA. I don't have Bad Credit, i just have no Credit history. I have my Social Number and i have a job. I need to start building my Credit Score ASAP !! I would like to know how long it will take to build a decent score so i can apply for a mortgage while the house prices are low, and to get a credit card with a decent borrowing amount. Can anyone tell me the best and fastest way to build it up ?What is the quickest way to build my Credit Score?
    well there really is no fast way to build your credit. unfortunately this takes time. but the way i build my credit score is having a credit card, not for big purchases, but so i am able to pay it back in time. This is a sure way to build credit. Pay your bills on time! Some stores like walmart even have ';credit cards'; that you use making sure you pay it back on time which also can build your credit. Consult with your bank about more ways to build your credit and you should see some credit build up in a few months.

    How do i get a credit card with no credit history?

    how do i get a credit card with no credit history or bank accounts. i need a credit card asap. i would like to get my credit score up so i can purchase a car.How do i get a credit card with no credit history?
    Well i have 2 credit cards and i got them when i didn't have a job. Im a student and i have no credit either. And they have really highlimits. Si if can get one so can you. I have them thru Bank of America. Try thru them. Good luck.How do i get a credit card with no credit history?
    try with some credit unions.. you might be lucky to get one..
    you are applying for the wrong card, apply for a orchard bank card this card will get you approved no matter what but this card is just good to get your credit started. Use it for at least 6 months just to build some credit enough to get a better card latter on. check out under poor or no credit section.
    i had bad credit and easily attained one from orchard bank. orchard banks rate is reasonable and will get you started. it might be more difficult because of the economy but its worth a try. if you have no luck there think about a secured credit card. just a side not orchard bank has a yearly fee but most credit cards do and its worth it to get you started. also my husband had no credit and no one would give him a loan with a reasonable interest rate. we tried a credit union and got a loan with a great interest rate. if you just want to purchase a car i would suggest skipping the credit card and just applying for a loan at a credit union. if you get the loan just make your car payment on time and in six months you will have a good credit score. good luck.
    You will need a cosigner if you are under 18. Your parents are best. If you default on the payments the cosigner has to pay for you plus interest. Credit cards aren't that great but you do need some credit history so don't go crazy with your card when you get it. Negative card history is even worse then no history.
    over 18: YOu dont need a credit history to get a credit card. YOu can just sign up for one, but you do need proof of bank account and person.

    Under 18: need to get permission from parents....

    Capital One mailed me an offer for a business credit card, worried about credit score.?

    I've just started a small LLC, and got an offer in the mail for a Capital One ';Visa Business Platinum Card with No Hassle Miles.'; It's amazing how quickly one gets onto the mailing lists once that paperwork is filled out.

    Am I correct in assuming that they haven't gotten any credit info on me yet? I'm in my early thirties and have virtually no credit history, with credit scores around 580.

    I've just recently begun considering getting a card with a small limit in order to start building a history, And a card for the business would actually be more useful to me than a personal card, so long as it would help my personal credit (or at least not harm it).

    My main concern is that if I apply and get denied for lack of credit history (the only thing on there is an unpaid utility bill for $200 from 1.5 years ago), it will make the task of building credit that much more difficult by lowering my already terrible scores and giving me a hard inquiry with nothing to show for it.Capital One mailed me an offer for a business credit card, worried about credit score.?
    make sure to get the best business credit card, check out here you will be able to compare all major credit cards side by side on rates, fees and rewards.Capital One mailed me an offer for a business credit card, worried about credit score.?
    It won't hurt to try, you really have nothing to lose, besides Capital One is not the best credit card..
    That is NOT a business credit card.

    A business credit card DOES NOT REQUIRE a social security number!!!

    If it's a personal card AVOID CAPITAL ONE because they DO NOT report your credt limit to the credit bureaus!!!

    Your total credit limit is one of the most important variables in determining your FICO and credit scores!!!