Monday, December 12, 2011

How do you get an credit card with bad credit and if you are working by cash income?

I working at home because I am disable, the only way I make money is building a website to earn money and all my money go to the bank, i do not get paystub but cash because it been deposit in the bank, i want to get an credit card but I have bad credit, i will like to know how you build an credit if you cant get an credit card, i want one for orders and things of that nature! Do someone no how ,what bank offer credit without looking in to your credit?How do you get an credit card with bad credit and if you are working by cash income?
Why dont you try getting a Visa Debit Card from your bank.

It's like a Visa card but you only spend what you have in your checking account.



You need to really build your credit back up so maybe get a secure credit card and work your way up to unsecured.



Below is a website that can give tips on how to fix your credit. Good LuckHow do you get an credit card with bad credit and if you are working by cash income?
It sounds as if you are running a business. If this is true, you are legally required to report your income to the IRS. If you are collecting some sort of government diability payment and not reporting the income this is welfare fraud.

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You could use your income tax return to begin to establish some small amount of local credit. No bank will issue a credit card without doing a credit check. Different lenders have different standards for who they will lend money to, and diferent terms.

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The best thing to do is to clean up your credit records directly with each credit bureau. There are often errors in the records and you can get a free report from each bureau once per year.

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www.transunion.com

www.equifax.com

www.experiandirect.com

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Do not use the combined credit reports, you will have wasted your free report and still not have all the info that you need to correct any errors that you find. I second the recommendation of getting a debit card from your bank.

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You can go to http://www.ipod-vibez.com/cred and apply for a card there they will approve you no matter if you have bad credit. They have credit card with a credit limit not prepaid card. They will get you a real credit card check it out http://www.ipod-vibez.com/cred

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many agencies offer secured credit cards
Orchard Bank does this but it's SECURED, so you have to pay into it, like a bank and you use your own money. If you have a bank, ask them. I believe they have secured cards.
All credit card companies check credit. However you can get a secured credit card, which means you will have to put a deposit for it. The amount you put is your credit limit. Make sure to make the payments on time. After a while of doing this they will give you an unsecured with a higher credit limit. Good luck 2 you I know building credit can be hard.
most drug store sell prepaid credit cards for like 19.00 to load em up at first and then 5.00 everytime after. they are called green dot. you can go to there web site and look to see where a local store might be located for you to get one.
Everyone is correct so far about the secured credit card. Since every card company checks your credit you will possibly get turned down for a regular card. Your best bet would be to go to a bank such as US Bank, Bank of American, etc... Any financial institution that does credit cards and ask about their secured credit cards. The one at US Bank is a minimum of 300.00 dollars to start but that is also your credit limit. After about a year or so with good payments many companies will change it to a regular card and refund your money.

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