Looking for Small Business Loan For my eBay Business Dont have great credit?

Has anyone gotten a small business loan while having bad credit. My credit has some utilities and hospital bills on it. Maybe 30,000 in debt no good credit on it. I am very good at selling on ebay but only can afford $100. to go to auctions. I can turn that 100 into 500 to 1000$. Problem was i had to use my profit to live off of instead of putting it back into my business.

How easy is it to get a small business loan with bad credit-am i wasting my time looking

Please dont write back if you have not gotten a small business loan or are someone trying to scam me. I am disabled and cant have a normal job. I am great at making money from my home just need a little capital to get to the next level.Looking for Small Business Loan For my eBay Business Dont have great credit?
Family, friends and/or neighbors will be your best bet to ask for small loan until you turn a profit and pay them back their money which they loaned to you . Avoid payday loans at all costs since you're living on a fix income. Work out a payoff amount with the utility companies who you owe. If they've already sent the amount owed off to collection's agency. You can work out a settlement payoff through that collection agency that the creditors will accept to work on getting your credit score higher. With the amount of debt that you have most small business lenders will want you to have collateral that's worth more than your liabilities to even consider the loan.