Sunday, November 21, 2010

Does anyone know how if it is possible to get refinancing after my credit score was destroyed from fraud.?

The results of the fraud ( perpetrated by a family member) was to file bankruptcy. I recently settled my chapter 13 bankruptcy and avoided foreclosure. Now with a low credit score and no credit cards, I still own my home but wish to refinance to consolidate my first and second mortgages at a lower interest rate. Are there any programs through Fannie Mae or other federal programs?Does anyone know how if it is possible to get refinancing after my credit score was destroyed from fraud.?
Usually, you need to wait 2 years after a bk and you can do FHA. Sometimes, they will approve at 18 months with DOCUMENTED special circumstances.

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